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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,588 | $72,272-21.7% | $101,264-44.1% | $79,858-29.1% |
| Participation rate | 19.2% | 68.5%-49.2pp | 75.8%-56.6pp | 69.6%-50.4pp |
| Annual return | 23.46% | 22.30%+1.2pp | 46.48%-23.0pp | 31.72%-8.3pp |
| Employer contribution / active EE | $748 | $2,692-72.2% | $3,660-79.6% | $2,471-69.7% |
| Participant deferral / active EE | $1,761 | $3,282-46.3% | $4,370-59.7% | $3,740-52.9% |
| Admin fee / account holder | $0 | $4,401-100.0% | $5,947-100.0% | $5,306-100.0% |