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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,456 | $60,352+1.8% | $74,185-17.2% | $62,881-2.3% |
| Participation rate | 69.0% | 72.7%-3.8pp | 76.6%-7.7pp | 69.3%-0.3pp |
| Annual return | 6.10% | 21.37%-15.3pp | 17.74%-11.6pp | 20.14%-14.0pp |
| Employer contribution / active EE | $521 | $1,680-69.0% | $2,370-78.0% | $2,281-77.1% |
| Participant deferral / active EE | $3,023 | $2,856+5.8% | $3,550-14.8% | $3,203-5.6% |
| Admin fee / account holder | $1,219 | $4,261-71.4% | $5,586-78.2% | $4,296-71.6% |