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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,980 | $76,552+42.4% | $123,893-12.0% | $62,891+73.3% |
| Participation rate | 77.8% | 73.0%+4.8pp | 81.4%-3.6pp | 69.3%+8.5pp |
| Annual return | 16.30% | 18.68%-2.4pp | 47.52%-31.2pp | 20.14%-3.8pp |
| Employer contribution / active EE | $5,352 | $2,883+85.7% | $4,617+15.9% | $2,281+134.6% |
| Participant deferral / active EE | $11,238 | $4,840+132.2% | $5,984+87.8% | $3,203+250.9% |
| Admin fee / account holder | $2,001 | $4,826-58.5% | $8,357-76.1% | $4,296-53.4% |