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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,769 | $54,162+30.7% | $68,612+3.1% | $64,173+10.3% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.2%+27.8pp | 69.6%+30.4pp |
| Annual return | -3.50% | -1.62%-1.9pp | -4.63%+1.1pp | 7.63%-11.1pp |
| Employer contribution / active EE | $0 | $1,846-100.0% | $2,625-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,849 | $2,626+46.6% | $3,311+16.2% | $3,470+10.9% |
| Admin fee / account holder | $1,533 | $4,029-61.9% | $5,131-70.1% | $4,887-68.6% |