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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,030 | $56,544+22.1% | $75,501-8.6% | $70,126-1.6% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 18.24% | 23.59%-5.4pp | 27.35%-9.1pp | 73.15%-54.9pp |
| Employer contribution / active EE | $0 | $1,817-100.0% | $2,352-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,605 | $2,580+39.7% | $3,142+14.7% | $3,332+8.2% |
| Admin fee / account holder | $1,726 | $3,827-54.9% | $5,801-70.2% | $4,645-62.8% |