Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,586 | $67,894+176.3% | $89,340+110.0% | $82,448+127.5% |
| Participation rate | 48.0% | 64.0%-16.0pp | 69.6%-21.6pp | 68.1%-20.1pp |
| Annual return | 15.80% | 19.21%-3.4pp | 20.57%-4.8pp | 41.64%-25.8pp |
| Employer contribution / active EE | $0 | $1,828-100.0% | $2,231-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,839 | $3,072+57.5% | $3,823+26.6% | $4,139+16.9% |
| Admin fee / account holder | $21,867 | $5,723+282.1% | $6,704+226.2% | $7,234+202.3% |