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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,941 | $72,177-55.7% | $115,037-72.2% | $59,633-46.4% |
| Participation rate | 28.6% | 72.6%-44.0pp | 81.4%-52.8pp | 68.7%-40.1pp |
| Annual return | -0.34% | 12.02%-12.4pp | 26.14%-26.5pp | 2041.40%-2041.7pp |
| Employer contribution / active EE | $790 | $2,841-72.2% | $4,608-82.9% | $2,203-64.1% |
| Participant deferral / active EE | $2,716 | $4,783-43.2% | $6,026-54.9% | $3,192-14.9% |
| Admin fee / account holder | $0 | $4,927-100.0% | $8,175-100.0% | $4,297-100.0% |