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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,846 | $98,776-43.5% | $149,745-62.7% | $79,856-30.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 9.27% | 27.38%-18.1pp | 276.72%-267.5pp | 31.71%-22.4pp |
| Employer contribution / active EE | $3,516 | $3,217+9.3% | $4,646-24.3% | $2,471+42.3% |
| Participant deferral / active EE | $3,457 | $5,681-39.1% | $6,843-49.5% | $3,741-7.6% |
| Admin fee / account holder | $27,443 | $6,053+353.4% | $9,312+194.7% | $5,306+417.2% |