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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,769 | $65,041+56.5% | $90,965+11.9% | $79,858+27.4% |
| Participation rate | 19.4% | 61.6%-42.2pp | 69.0%-49.6pp | 69.6%-50.2pp |
| Annual return | 17.73% | 30.45%-12.7pp | 134.57%-116.8pp | 31.72%-14.0pp |
| Employer contribution / active EE | $626 | $1,247-49.8% | $2,122-70.5% | $2,471-74.7% |
| Participant deferral / active EE | $2,008 | $2,512-20.1% | $3,373-40.5% | $3,740-46.3% |
| Admin fee / account holder | $13 | $4,536-99.7% | $5,960-99.8% | $5,306-99.8% |