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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,587 | $165,361-47.6% | $149,715-42.2% | $158,950-45.5% |
| Participation rate | 62.5% | 84.6%-22.1pp | 82.5%-20.0pp | 82.0%-19.5pp |
| Annual return | 20.26% | 348.24%-328.0pp | 276.66%-256.4pp | 302.91%-282.6pp |
| Employer contribution / active EE | $2,551 | $5,103-50.0% | $4,645-45.1% | $4,762-46.4% |
| Participant deferral / active EE | $6,885 | $7,182-4.1% | $6,842+0.6% | $5,983+15.1% |
| Admin fee / account holder | $12 | $10,808-99.9% | $9,310-99.9% | $11,248-99.9% |