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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,640 | $209,428-41.9% | $178,498-31.9% | $158,950-23.5% |
| Participation rate | 93.3% | 86.4%+7.0pp | 81.9%+11.4pp | 82.0%+11.4pp |
| Annual return | 16.97% | 188.78%-171.8pp | 151.09%-134.1pp | 302.91%-285.9pp |
| Employer contribution / active EE | $2,418 | $5,707-57.6% | $5,011-51.7% | $4,762-49.2% |
| Participant deferral / active EE | $2,875 | $5,955-51.7% | $5,202-44.7% | $5,983-51.9% |
| Admin fee / account holder | $446 | $17,077-97.4% | $13,985-96.8% | $11,248-96.0% |