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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,602 | $106,005-56.0% | $92,239-49.5% | $147,585-68.4% |
| Participation rate | 88.9% | 80.4%+8.5pp | 76.5%+12.4pp | 82.8%+6.1pp |
| Annual return | 17.86% | 50.05%-32.2pp | 176.29%-158.4pp | 578.58%-560.7pp |
| Employer contribution / active EE | $817 | $4,333-81.1% | $3,680-77.8% | $4,876-83.2% |
| Participant deferral / active EE | $1,342 | $4,478-70.0% | $3,897-65.6% | $5,439-75.3% |
| Admin fee / account holder | $728 | $6,333-88.5% | $5,194-86.0% | $10,886-93.3% |