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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 26 · EIN 26-4310632 | Advisory (Participants) | $40,837 |
Service code 37 · EIN 04-2647786 | Loan Processing | $20,687 |
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 99 HARBORSIDE FINANCIAL CTR · JERSEY CITY, NJ 07311 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,051 | $31,424+17.9% | $81,478-54.5% | $69,631-46.8% |
| Participation rate | 59.4% | 50.8%+8.5pp | 68.0%-8.6pp | 70.7%-11.3pp |
| Annual return | 24.60% | 22.44%+2.2pp | 38.78%-14.2pp | 27571.02%-27546.4pp |
| Employer contribution / active EE | $2,397 | $1,029+133.0% | $2,568-6.6% | $2,032+18.0% |
| Participant deferral / active EE | $4,006 | $1,838+117.9% | $3,537+13.3% | $3,224+24.3% |
| Admin fee / account holder | $218 | $103+112.7% | $4,561-95.2% | $110+97.6% |