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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGANSTANLEYSMITHBARNEYLLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $76,737 |
Service code 37 · EIN 04-2647786 | Loan Processing | $42,725 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,359 | $45,109+51.5% | $85,187-19.8% | $77,736-12.1% |
| Participation rate | 80.2% | 48.7%+31.5pp | 67.5%+12.6pp | 70.6%+9.6pp |
| Annual return | 15.56% | 79.55%-64.0pp | 66.67%-51.1pp | 31.26%-15.7pp |
| Employer contribution / active EE | $3,679 | $1,602+129.7% | $2,732+34.6% | $2,728+34.9% |
| Participant deferral / active EE | $6,738 | $2,814+139.5% | $4,525+48.9% | $4,651+44.9% |
| Admin fee / account holder | $309 | $915-66.3% | $6,162-95.0% | $433-28.8% |