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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,367 | $97,027+126.1% | $83,323+163.3% | $135,382+62.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -9.66% | 12.31%-22.0pp | 10.63%-20.3pp | 519.77%-529.4pp |
| Employer contribution / active EE | $14,530 | $4,143+250.7% | $3,379+330.1% | $4,779+204.1% |
| Participant deferral / active EE | $18,333 | $5,964+207.4% | $5,565+229.4% | $5,609+226.9% |
| Admin fee / account holder | $2,870 | $8,427-65.9% | $7,539-61.9% | $10,829-73.5% |