Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,707 | $80,983-72.0% | $96,544-76.5% | $75,177-69.8% |
| Participation rate | 49.3% | 71.8%-22.5pp | 76.0%-26.7pp | 67.2%-17.9pp |
| Annual return | 23.02% | 27.05%-4.0pp | 25.88%-2.9pp | 160.75%-137.7pp |
| Employer contribution / active EE | $1,150 | $2,282-49.6% | $2,966-61.2% | $2,671-56.9% |
| Participant deferral / active EE | $2,260 | $3,929-42.5% | $4,851-53.4% | $4,126-45.2% |
| Admin fee / account holder | $2,241 | $6,717-66.6% | $8,254-72.9% | $5,651-60.3% |