Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,949 | $78,423-79.7% | $95,964-83.4% | $79,856-80.0% |
| Participation rate | 52.6% | 73.5%-20.9pp | 77.1%-24.5pp | 69.6%-17.0pp |
| Annual return | 16.75% | 19.37%-2.6pp | 91.64%-74.9pp | 31.71%-15.0pp |
| Employer contribution / active EE | $981 | $1,945-49.6% | $2,541-61.4% | $2,471-60.3% |
| Participant deferral / active EE | $1,600 | $3,440-53.5% | $4,167-61.6% | $3,741-57.2% |
| Admin fee / account holder | $3,283 | $5,622-41.6% | $6,797-51.7% | $5,306-38.1% |