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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,784 | $127,386-67.2% | $115,037-63.7% | $125,393-66.7% |
| Participation rate | 50.0% | 84.2%-34.2pp | 81.4%-31.4pp | 83.2%-33.2pp |
| Annual return | 352.21% | 31.28%+320.9pp | 26.14%+326.1pp | 282.23%+70.0pp |
| Employer contribution / active EE | $2,415 | $5,166-53.3% | $4,608-47.6% | $4,866-50.4% |
| Participant deferral / active EE | $3,885 | $6,423-39.5% | $6,026-35.5% | $5,351-27.4% |
| Admin fee / account holder | $778 | $9,516-91.8% | $8,175-90.5% | $9,541-91.8% |