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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,741 | $180,462+35.1% | $154,111+58.2% | $135,379+80.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -0.97% | 888.17%-889.1pp | 735.18%-736.2pp | 519.79%-520.8pp |
| Employer contribution / active EE | $16,542 | $6,036+174.1% | $5,298+212.2% | $4,779+246.1% |
| Participant deferral / active EE | $10,320 | $5,806+77.7% | $5,081+103.1% | $5,609+84.0% |
| Admin fee / account holder | $1,419 | $16,145-91.2% | $13,411-89.4% | $10,828-86.9% |