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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,890 | $90,606-75.8% | $79,466-72.5% | $135,379-83.8% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -9.71% | 977.69%-987.4pp | 718.28%-728.0pp | 519.79%-529.5pp |
| Employer contribution / active EE | $2,605 | $3,068-15.1% | $2,800-7.0% | $4,779-45.5% |
| Participant deferral / active EE | $4,593 | $4,050+13.4% | $3,704+24.0% | $5,609-18.1% |
| Admin fee / account holder | $595 | $5,895-89.9% | $5,104-88.3% | $10,828-94.5% |