Retirement plan

DERSTINE & DERSTINE CONTRACTORS, LTD 401(K) PROFIT SHARING PLAN

Name: DERSTINE & DERSTINE CONTRACTORS, LTD - DERSTINE & DERSTINE CONTRACTORS, LTD 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: DERSTINE & DERSTINE CONTRACTORS, LTD
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DERSTINE & DERSTINE CONTRACTORS, LTD 401(K) PROFIT SHARING PLAN, DERSTINE & DERSTINE CONTRACTORS, LTD

DERSTINE & DERSTINE CONTRACTORS, LTDEIN 26-1547831Plan #002PY 2018

PO BOX 137 - SOUDERTON, PA 18964215-799-2284LinkedIn11-50 employeesconstruction

Other plans on this EIN

1 filing

#001Retirement-$1.4M assets

Prospect flagsLow returnsLow fidelity bond

How to read this page

Total assets (EOY)

$504K

+12.8% from 2017

Total participants

0.0% from 2017

Average account balance

$50,429

-9.7% from 2017

Annual return

-9.71%

-31.50 pp from 2017

Benchmarks

See 38,941 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort38,941 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.20M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$133K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

150.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1898

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$2K

$267 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.371%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,429

$97,729-48.4%

$83,830-39.8%

$135,379-62.7%

Participation rate

100.0%

80.0%+20.0pp

76.1%+23.9pp

82.6%+17.4pp

Annual return

-9.71%

1287.52%-1297.2pp

850.97%-860.7pp

519.79%-529.5pp

Employer contribution / active EE

$8,089

$4,222+91.6%

$3,631+122.8%

$4,779+69.3%

Participant deferral / active EE

$6,299

$4,683+34.5%

$4,082+54.3%

$5,609+12.3%

Admin fee / account holder

$187

$6,674-97.2%

$5,479-96.6%

$10,828-98.3%

DERSTINE & DERSTINE CONTRACTORS, LTD 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DERSTINE & DERSTINE CONTRACTORS, LTD 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion