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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,675 | $165,584+241.0% | $142,942+295.0% | $137,256+311.4% |
| Participation rate | 100.0% | 80.1%+19.9pp | 76.8%+23.2pp | 80.0%+20.0pp |
| Annual return | 5.27% | 164.22%-159.0pp | 113.70%-108.4pp | 220.34%-215.1pp |
| Employer contribution / active EE | $8,900 | $4,725+88.3% | $4,139+115.0% | $4,156+114.1% |
| Participant deferral / active EE | $24,986 | $8,194+204.9% | $7,128+250.5% | $6,407+290.0% |
| Admin fee / account holder | $316,191 | $16,167+1855.7% | $12,475+2434.6% | $12,270+2476.9% |