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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,675 | $171,930+228.4% | $151,266+273.3% | $154,746+264.9% |
| Participation rate | 100.0% | 80.5%+19.5pp | 77.0%+23.0pp | 80.7%+19.3pp |
| Annual return | 5.27% | 242.03%-236.8pp | 180.60%-175.3pp | 172.34%-167.1pp |
| Employer contribution / active EE | $8,900 | $4,710+89.0% | $4,237+110.1% | $4,379+103.2% |
| Participant deferral / active EE | $24,986 | $8,191+205.0% | $7,337+240.6% | $6,730+271.2% |
| Admin fee / account holder | $316,191 | $15,803+1900.9% | $13,159+2302.8% | $14,365+2101.1% |