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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,052 | $81,487-54.5% | $102,412-63.8% | $80,935-54.2% |
| Participation rate | 62.1% | 66.8%-4.8pp | 74.5%-12.4pp | 67.7%-5.6pp |
| Annual return | 37.33% | 25.60%+11.7pp | 24.94%+12.4pp | 35.66%+1.7pp |
| Employer contribution / active EE | $1,513 | $3,103-51.3% | $3,870-60.9% | $2,757-45.1% |
| Participant deferral / active EE | $3,322 | $3,871-14.2% | $5,060-34.4% | $4,299-22.7% |
| Admin fee / account holder | $3,270 | $6,717-51.3% | $8,388-61.0% | $6,924-52.8% |