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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,544 | $64,729-86.8% | $112,263-92.4% | $68,490-87.5% |
| Participation rate | 67.6% | 67.2%+0.5pp | 75.1%-7.4pp | 67.9%-0.2pp |
| Annual return | 0.00% | -11.40%+11.4pp | 27.49%-27.5pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,815 | $2,746-33.9% | $3,636-50.1% | $2,597-30.1% |
| Participant deferral / active EE | $4,502 | $3,566+26.3% | $4,729-4.8% | $4,028+11.8% |
| Admin fee / account holder | $93 | $5,222-98.2% | $6,410-98.5% | $5,403-98.3% |