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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,546 | $154,193-38.0% | $130,045-26.5% | $139,466-31.5% |
| Participation rate | 95.7% | 82.0%+13.7pp | 78.5%+17.2pp | 80.3%+15.3pp |
| Annual return | 14.04% | 32.51%-18.5pp | -137.30%+151.3pp | 373.66%-359.6pp |
| Employer contribution / active EE | $1,097 | $5,292-79.3% | $4,321-74.6% | $4,754-76.9% |
| Participant deferral / active EE | $7,962 | $6,709+18.7% | $5,820+36.8% | $6,712+18.6% |
| Admin fee / account holder | $7,987 | $13,989-42.9% | $10,600-24.7% | $11,409-30.0% |