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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,105 | $152,619-47.5% | $125,195-36.0% | $152,909-47.6% |
| Participation rate | 90.9% | 83.3%+7.6pp | 79.8%+11.1pp | 82.5%+8.5pp |
| Annual return | 19.06% | 54.85%-35.8pp | 43.79%-24.7pp | 345.46%-326.4pp |
| Employer contribution / active EE | $1,249 | $4,947-74.8% | $3,866-67.7% | $4,764-73.8% |
| Participant deferral / active EE | $7,626 | $5,869+30.0% | $4,937+54.5% | $5,851+30.3% |
| Admin fee / account holder | $2,629 | $13,437-80.4% | $9,704-72.9% | $11,601-77.3% |