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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,708 | $171,867-83.9% | $149,718-81.5% | $147,585-81.2% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 17.82% | 2113.36%-2095.5pp | 1501.70%-1483.9pp | 578.57%-560.8pp |
| Employer contribution / active EE | $4,691 | $6,275-25.2% | $5,444-13.8% | $4,876-3.8% |
| Participant deferral / active EE | $4,236 | $7,270-41.7% | $6,568-35.5% | $5,439-22.1% |
| Admin fee / account holder | $411 | $13,799-97.0% | $11,283-96.4% | $10,885-96.2% |