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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,497 | $134,001-4.1% | $112,258+14.5% | $134,509-4.5% |
| Participation rate | 60.0% | 78.6%-18.6pp | 75.1%-15.1pp | 81.2%-21.2pp |
| Annual return | -16.95% | 47.15%-64.1pp | 27.47%-44.4pp | 418.13%-435.1pp |
| Employer contribution / active EE | $9,536 | $4,039+136.1% | $3,636+162.3% | $4,741+101.2% |
| Participant deferral / active EE | $7,250 | $5,291+37.0% | $4,728+53.3% | $6,400+13.3% |
| Admin fee / account holder | $43,108 | $7,491+475.5% | $6,411+572.4% | $11,427+277.3% |