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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,868 | $65,361-32.9% | $92,903-52.8% | $72,983-39.9% |
| Participation rate | 97.1% | 68.3%+28.8pp | 76.0%+21.1pp | 69.5%+27.7pp |
| Annual return | 22.90% | 42.11%-19.2pp | 109.43%-86.5pp | 81.01%-58.1pp |
| Employer contribution / active EE | $6,276 | $2,594+141.9% | $3,653+71.8% | $2,440+157.2% |
| Participant deferral / active EE | $1,086 | $3,128-65.3% | $4,238-74.4% | $3,608-69.9% |
| Admin fee / account holder | $312 | $4,251-92.7% | $5,795-94.6% | $5,124-93.9% |