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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,844 | $168,635-55.6% | $147,617-49.3% | $125,389-40.3% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -1.64% | 77.65%-79.3pp | 61.98%-63.6pp | 282.24%-283.9pp |
| Employer contribution / active EE | $1,973 | $6,252-68.4% | $5,564-64.5% | $4,866-59.4% |
| Participant deferral / active EE | $8,433 | $5,507+53.1% | $4,895+72.3% | $5,352+57.6% |
| Admin fee / account holder | $477 | $13,580-96.5% | $11,612-95.9% | $9,541-95.0% |