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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,866 | $73,102+28.4% | $123,552-24.0% | $56,287+66.8% |
| Participation rate | 74.8% | 74.3%+0.5pp | 82.3%-7.5pp | 69.9%+4.9pp |
| Annual return | -5.14% | 3.01%-8.1pp | 119.20%-124.3pp | -9.96%+4.8pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $4,628-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $12,341 | $5,423+127.6% | $6,426+92.0% | $3,350+268.4% |
| Admin fee / account holder | $2,653 | $554+379.1% | $9,285-71.4% | $521+409.3% |