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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,670 | $98,760-66.9% | $149,715-78.2% | $79,858-59.1% |
| Participation rate | 41.5% | 75.8%-34.3pp | 82.5%-41.0pp | 69.6%-28.2pp |
| Annual return | 22.25% | 27.43%-5.2pp | 276.66%-254.4pp | 31.72%-9.5pp |
| Employer contribution / active EE | $1,640 | $3,217-49.0% | $4,645-64.7% | $2,471-33.6% |
| Participant deferral / active EE | $3,882 | $5,681-31.7% | $6,842-43.3% | $3,740+3.8% |
| Admin fee / account holder | $262 | $6,053-95.7% | $9,310-97.2% | $5,306-95.1% |