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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,548 | $123,793-72.9% | $177,848-81.1% | $79,856-58.0% |
| Participation rate | 51.9% | 84.7%-32.8pp | 87.7%-35.9pp | 69.6%-17.8pp |
| Annual return | 73.11% | 22.82%+50.3pp | 48.33%+24.8pp | 31.71%+41.4pp |
| Employer contribution / active EE | $2,538 | $4,095-38.0% | $5,919-57.1% | $2,471+2.7% |
| Participant deferral / active EE | $4,111 | $5,956-31.0% | $7,714-46.7% | $3,741+9.9% |
| Admin fee / account holder | $24 | $7,243-99.7% | $12,431-99.8% | $5,306-99.5% |