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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,999 | $184,000-90.8% | $162,185-89.5% | $152,909-88.9% |
| Participation rate | 84.6% | 88.5%-3.9pp | 87.6%-2.9pp | 82.5%+2.2pp |
| Annual return | 42.34% | 150.80%-108.5pp | 115.61%-73.3pp | 345.46%-303.1pp |
| Employer contribution / active EE | $3,751 | $6,370-41.1% | $5,613-33.2% | $4,764-21.3% |
| Participant deferral / active EE | $5,415 | $8,033-32.6% | $7,297-25.8% | $5,851-7.5% |
| Admin fee / account holder | $399 | $13,124-97.0% | $10,844-96.3% | $11,601-96.6% |