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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $9,337 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,903 | $41,467-13.4% | $67,313-46.7% | $55,725-35.6% |
| Participation rate | 46.1% | 62.5%-16.4pp | 69.1%-23.0pp | 70.9%-24.7pp |
| Annual return | -0.89% | 0.82%-1.7pp | -4.08%+3.2pp | 244.93%-245.8pp |
| Employer contribution / active EE | $568 | $1,316-56.9% | $2,566-77.9% | $2,078-72.7% |
| Participant deferral / active EE | $1,909 | $2,399-20.4% | $3,568-46.5% | $3,356-43.1% |
| Admin fee / account holder | $40 | $102-61.1% | $4,507-99.1% | $115-65.5% |