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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,901 | $72,404+68.4% | $110,243+10.6% | $64,173+90.0% |
| Participation rate | 54.8% | 73.3%-18.5pp | 79.8%-25.0pp | 69.6%-14.7pp |
| Annual return | -3.91% | -6.29%+2.4pp | 314.76%-318.7pp | 7.63%-11.5pp |
| Employer contribution / active EE | $1,845 | $2,282-19.1% | $3,827-51.8% | $2,381-22.5% |
| Participant deferral / active EE | $5,067 | $3,469+46.1% | $4,672+8.4% | $3,470+46.0% |
| Admin fee / account holder | $0 | $5,664-100.0% | $8,548-100.0% | $4,887-100.0% |