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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,529 | $65,566-90.0% | $86,235-92.4% | $75,177-91.3% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 20.70% | 46.07%-25.4pp | 1170.03%-1149.3pp | 160.75%-140.1pp |
| Employer contribution / active EE | $1,992 | $1,553+28.2% | $2,381-16.4% | $2,671-25.4% |
| Participant deferral / active EE | $2,435 | $3,023-19.5% | $3,987-38.9% | $4,126-41.0% |
| Admin fee / account holder | $545 | $5,470-90.0% | $6,856-92.0% | $5,651-90.4% |