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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,663 | $174,379-20.5% | $152,093-8.8% | $138,895-0.2% |
| Participation rate | 91.7% | 81.6%+10.0pp | 77.8%+13.9pp | 79.9%+11.7pp |
| Annual return | 7.53% | 74.86%-67.3pp | 66.36%-58.8pp | 145.39%-137.9pp |
| Employer contribution / active EE | $2,908 | $4,652-37.5% | $4,175-30.3% | $4,194-30.7% |
| Participant deferral / active EE | $10,225 | $6,159+66.0% | $5,451+87.6% | $6,396+59.9% |
| Admin fee / account holder | $8,754 | $16,880-48.1% | $14,497-39.6% | $12,562-30.3% |