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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,567 | $54,541-64.1% | $78,778-75.2% | $70,131-72.1% |
| Participation rate | 91.4% | 60.8%+30.6pp | 69.2%+22.2pp | 69.5%+21.9pp |
| Annual return | 23.51% | 21.07%+2.4pp | 35.62%-12.1pp | 73.14%-49.6pp |
| Employer contribution / active EE | $1,422 | $1,089+30.6% | $1,986-28.4% | $2,342-39.3% |
| Participant deferral / active EE | $2,117 | $2,210-4.2% | $2,958-28.4% | $3,332-36.5% |
| Admin fee / account holder | $407 | $3,709-89.0% | $5,134-92.1% | $4,645-91.2% |