Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,735 | $54,541-78.5% | $78,778-85.1% | $70,124-83.3% |
| Participation rate | 35.6% | 60.8%-25.2pp | 69.2%-33.6pp | 69.5%-34.0pp |
| Annual return | 16.91% | 21.07%-4.2pp | 35.62%-18.7pp | 73.14%-56.2pp |
| Employer contribution / active EE | $0 | $1,089-100.0% | $1,986-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $1,909 | $2,210-13.6% | $2,958-35.5% | $3,332-42.7% |
| Admin fee / account holder | $401 | $3,709-89.2% | $5,134-92.2% | $4,645-91.4% |