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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,632 | $90,617-55.2% | $79,476-48.9% | $135,382-70.0% |
| Participation rate | 50.0% | 76.1%-26.1pp | 73.3%-23.3pp | 82.6%-32.6pp |
| Annual return | -2.69% | 977.57%-980.3pp | 718.21%-720.9pp | 519.77%-522.5pp |
| Employer contribution / active EE | $3,896 | $3,068+27.0% | $2,800+39.1% | $4,779-18.5% |
| Participant deferral / active EE | $4,625 | $4,050+14.2% | $3,704+24.9% | $5,609-17.5% |
| Admin fee / account holder | $409 | $5,907-93.1% | $5,113-92.0% | $10,829-96.2% |