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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,440 | $176,077-86.7% | $159,455-85.3% | $167,518-86.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 11.57% | 331.83%-320.3pp | 263.63%-252.1pp | 478.71%-467.1pp |
| Employer contribution / active EE | $0 | $5,298-100.0% | $4,830-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $10,345 | $7,751+33.5% | $7,353+40.7% | $6,342+63.1% |
| Admin fee / account holder | $3,669 | $12,556-70.8% | $10,800-66.0% | $12,312-70.2% |