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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,740 | $88,754-65.4% | $81,820-62.4% | $145,877-78.9% |
| Participation rate | 85.0% | 75.1%+9.9pp | 72.4%+12.6pp | 80.3%+4.7pp |
| Annual return | 15.01% | 1031.77%-1016.8pp | 777.93%-762.9pp | 551.28%-536.3pp |
| Employer contribution / active EE | $1,162 | $3,085-62.3% | $2,915-60.1% | $4,663-75.1% |
| Participant deferral / active EE | $4,249 | $4,648-8.6% | $4,323-1.7% | $6,691-36.5% |
| Admin fee / account holder | $604 | $8,424-92.8% | $7,391-91.8% | $13,402-95.5% |