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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,846 | $96,678-78.4% | $86,640-75.9% | $139,466-85.1% |
| Participation rate | 86.4% | 74.4%+11.9pp | 71.7%+14.7pp | 80.3%+6.0pp |
| Annual return | 22.82% | 106.69%-83.9pp | 592.52%-569.7pp | 373.66%-350.8pp |
| Employer contribution / active EE | $2,889 | $3,265-11.5% | $3,024-4.5% | $4,754-39.2% |
| Participant deferral / active EE | $4,838 | $4,8370% | $4,438+9.0% | $6,712-27.9% |
| Admin fee / account holder | $674 | $6,410-89.5% | $5,616-88.0% | $11,409-94.1% |