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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,740 | $88,815-65.4% | $81,882-62.5% | $145,897-78.9% |
| Participation rate | 85.0% | 75.1%+9.9pp | 72.4%+12.6pp | 80.3%+4.7pp |
| Annual return | 15.01% | 1033.75%-1018.7pp | 779.47%-764.5pp | 552.29%-537.3pp |
| Employer contribution / active EE | $1,162 | $3,086-62.3% | $2,916-60.1% | $4,663-75.1% |
| Participant deferral / active EE | $4,249 | $4,647-8.6% | $4,323-1.7% | $6,689-36.5% |
| Admin fee / account holder | $604 | $8,434-92.8% | $7,360-91.8% | $13,390-95.5% |