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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,427 | $84,236-37.8% | $170,435-69.2% | $70,126-25.2% |
| Participation rate | 61.5% | 70.8%-9.3pp | 83.6%-22.1pp | 69.5%-8.0pp |
| Annual return | 18.73% | 23.06%-4.3pp | 205.94%-187.2pp | 73.15%-54.4pp |
| Employer contribution / active EE | $2,200 | $3,387-35.0% | $5,432-59.5% | $2,343-6.1% |
| Participant deferral / active EE | $4,015 | $3,086+30.1% | $4,939-18.7% | $3,332+20.5% |
| Admin fee / account holder | $14 | $5,698-99.8% | $13,881-99.9% | $4,645-99.7% |