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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,904 | $181,896-78.1% | $156,551-74.5% | $273,972-85.4% |
| Participation rate | 65.2% | 88.4%-23.2pp | 84.0%-18.8pp | 83.0%-17.8pp |
| Annual return | 5.43% | 30.74%-25.3pp | 32.23%-26.8pp | 41.46%-36.0pp |
| Employer contribution / active EE | $0 | $6,248-100.0% | $5,501-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,901 | $5,550-65.7% | $4,871-61.0% | $5,287-64.0% |
| Admin fee / account holder | $27 | $15,560-99.8% | $13,028-99.8% | $10,133-99.7% |