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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,361 | $184,000-38.4% | $162,185-30.1% | $152,909-25.9% |
| Participation rate | 87.5% | 88.5%-1.0pp | 87.6%-0.1pp | 82.5%+5.0pp |
| Annual return | -0.75% | 150.80%-151.5pp | 115.61%-116.4pp | 345.46%-346.2pp |
| Employer contribution / active EE | $4,183 | $6,370-34.3% | $5,613-25.5% | $4,764-12.2% |
| Participant deferral / active EE | $9,034 | $8,033+12.5% | $7,297+23.8% | $5,851+54.4% |
| Admin fee / account holder | $520 | $13,124-96.0% | $10,844-95.2% | $11,601-95.5% |