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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $585,072 | $167,522+249.3% | $151,639+285.8% | $134,532+334.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -26.14% | 7.81%-33.9pp | 3.34%-29.5pp | 418.27%-444.4pp |
| Employer contribution / active EE | $6,135 | $6,828-10.1% | $6,165-0.5% | $4,741+29.4% |
| Participant deferral / active EE | $13,487 | $8,986+50.1% | $8,363+61.3% | $6,401+110.7% |
| Admin fee / account holder | $4,129 | $13,780-70.0% | $11,613-64.4% | $11,429-63.9% |