Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,911 | $50,464-64.5% | $75,782-76.4% | $52,331-65.8% |
| Participation rate | 31.7% | 66.8%-35.1pp | 75.8%-44.1pp | 68.1%-36.4pp |
| Annual return | -16.47% | 1.03%-17.5pp | 9.68%-26.1pp | 4.54%-21.0pp |
| Employer contribution / active EE | $1,067 | $1,988-46.3% | $3,323-67.9% | $1,882-43.3% |
| Participant deferral / active EE | $2,040 | $2,570-20.6% | $3,652-44.1% | $3,022-32.5% |
| Admin fee / account holder | $1,629 | $1,103+47.7% | $5,300-69.3% | $592+175.3% |